We can provide protection for your stored goods, on a new replacement basis.
Having protection in place is a requirement when storing with MyStore. You are welcome to arrange your own insurance, or we can offer protection for your goods whilst they are in storage with us . StoreProtect is an extension to our standard agreement that allows us to accept liability for loss or damage to your goods in certain circumstances.
StoreProtect includes cover for:
- Vermin
- Damage by water ingress
- Fire
- Theft, and more
There are many benefits to using StoreProtect, including:
- If your goods are lost or damaged, there is no excess to be paid by you. This differs from most insurance policies, where the excess will be between £50 and £250 per claim.
- StoreProtect does not exclude liability for damage caused by vermin like many insurance policies.
- If you make a claim against our liability under StoreProtect, your own household or business insurance policy no claims discount or claims experience will not be affected, which will reduce the possibility of large premium increases following a loss.
- Once you opt-in, StoreProtect is provided up to your Maximum Replacement Value for the duration of your storage period.
- If you do not opt for StoreProtect, you will need to ensure any insurance cover you arrange separately is renewed and remains valid.
- Claims under StoreProtect will be handled by a specialist claims adjuster named RCS on our behalf.
Our liability under StoreProtect is accepted on a new replacement basis for most goods you store. There are restrictions for some items, please speak with a member of the MyStore team if you require more details. Unfortuantely StoreProtect does not cover motorcars stored outside a room or food/perishable items.
If you decide to arrange insurance at your own expense, our standard terms limit our liability for your goods to a maximum of £100.
For more information on protecting your goods whilst in storage, please contact the MyStore team on 01993 224422.
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